Towergate Insurance is available to residents of the United Kingdom and Channel Islands - this means that we can cover people who have had their main home in the United Kingdom or the Channel Islands and who have not spent more than six months abroad in the year before buying this policy.
Policy Type Help
- which policy type is right for you?
Single Trip travel insurance will cover you for one particular trip. The cover ends when you return home at the end of your trip, and no further trips are covered.
Multi-Trip travel insurance will cover you for any number of trips of 31 days or less within the 12 month policy period.
Your Multi Trip policy can be purchased with or without a 17 days winter sports
extension. Please note - If a family or group policy has been purchased, only the adult (those over 18) on these policies are covered to travel independently Note: Children (those under 18) on these policies are not covered to travel independently.
Holiday Value Help
Value Of Holiday
The total value of your holiday is needed to accurately calculate your insurance premium. This is the total cost of the holiday for all individuals on the policy.
Choose which icon best describes your requirements:
Individual – this is for individual people travelling alone or buying their policy separately from their travelling companions.
Couple - this is for those who are in a long term relationship and who have lived at the same address for more than 6 months. Note: On an Annual Multi Trip Policy, couples are covered to travel independently of each other
Family – this is for two adults and their dependent children, where the children are under 18, living at home and in full-time education.
Single Parent Family – this is for one adult and their dependent children, where the children are under 18, living at home and in full-time education.
Group – This is for a group of people travelling together, who all want to be covered under the same policy.
Please note - If a family or group policy has been purchased, only the adult (those over 18) on these policies are covered to travel independently. Note: Children (those under 18) on these policies are not covered to travel independently.
Please tell us how many people are travelling, that are to be included on the policy.
We need to know where you are travelling to in order to provide you with the correct premium.
Towergate Travel Insurance has the following regions:
Australasia - covers Australia and New Zealand
United Kingdom - England, Wales, Scotland, Northern Ireland and the Isle of Man. The Channel Islands, including Jersey and Guernsey also fall under this category.
Europe Including Spain - all countries west of the Ural Mountains, Algeria, Morocco, Tunisia, Turkey, the Azores, Mediterranean Islands Madeira & Canary Islands.
Europe Excluding Spain - as above, excluding Spain, Balearics, Madeira and Canary Islands.
Worldwide - excluding the United States of America, Canada and the Caribbean.
Worldwide - including the United States of America, Canada and the Caribbean.
If your trip includes a visit to the USA, Canada or Caribbean at any point, you
will always select this option. This option is the highest level of cover.
If you are travelling to more than one region for example Australia and Thailand then you should select the region that covers all your destinations
with the highest level of cover e.g. Worldwide excluding USA & Canada.
Start Date Help
For Single Trip Policies: Please tell us the date you are leaving the United Kingdom.
For Multi Trip Policies: We would recommend choosing today's date to ensure you have cancellation cover in place from today, although you can select any date up to 31 days in advance.
Return Date Help
Please tell us the date you intend to return to the United Kingdom.
Medical Conditions Help
Travel insurance policies do not provide cover for claims arising as a result of any condition in existence or being investigated at the time your policy was purchased, this includes claims relating to significant medical history you may have had previously, therefore you have to let us know if you or anyone named on the policy with you, has an existing medical condition so that it can be assessed and taken into consideration when calculating your final premium.
Significant medical history would include ever being diagnosed or treated for; any heart or circulatory condition, any type of cancer, a stroke, high blood pressure and any type of diabetes.
If you choose ‘NO’ then your policy will be issued on the basis that either you have no medical conditions to declare or, if you have any medical conditions (including history of the above), you understand the policy will not provide cover in the event of any claim that arises out of, or is caused by those conditions or complications of those conditions.
Email Address Help
We would like to send you your quotation electronically as this is not only more cost effective, but it is also more friendly to the environment.